The "Dear Seller" Letter

Looking for a house? Ron Lieber describes the letter you might want to send to the seller:

It’s what you write to accompany a bid that is so far below the listing price that it cries out for explanation. Inspired by the success of a friend who used this tactic, I drafted a sample letter that buyers who fear overpaying might send to homeowners. Then, I crafted a reply that confident sellers could fire back.

At the end, he correctly points out the important question: Will your realtor deliver the letter?